2-1 Buydown
Enjoy a reduced interest rate for the first two years before transitioning to the full note rate.
Enjoy a reduced interest rate for the first two years before transitioning to the full note rate.
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Guild Mortgage Company; NMLS #3274; Equal Housing Opportunity; www.nmlsconsumeraccess.org. Borrower must meet program eligibility and qualify based on the note rate of the program selected. All loans subject to underwriter approval; terms and conditions may apply. Subject to change without notice. *Seller incentive participation is required to pay for the seller buydown. **For a loan amount of $490,675, down payment of $122,669.00, buyer-paid discount of $6,133, and a seller credit of $11,630, buyer will make (1st year info: monthly payments of $3,594.64, at interest rate of 5.375%). (2nd year info: monthly payments of $3,908.17, at interest rate of 6.375%). (3-30 year info: monthly payments of $4,235.97, at interest rate of 7.375%) at APR 7.593%. Estimate includes taxes, homeowner’s insurance and HOA dues. Primary residences only. The purchase price, loan amount, and final terms will vary based on the home selected. Rates are subject to credit approval, underwriting and eligibility requirements, including credit score, loan-to-value (LTV), and property type. This is not an offer of credit or a commitment to lend. Estimates as of 10/01/2026. Guild Mortgage is not affiliated with Nicole Morris, High Pointe or GHO Homes. For more information on properties or communities, please contact builder or agent. For financing options, please contact Guild Mortgage.